Lease Options

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Financing Made Simple

Financing your machine or work tool purchase should not be a difficult process. Due to our strong relationships with various major financial institutions throughout the United States, including Caterpillar® Financial Services Corporation Carolina Cat’s finance team simplifies the process and gets you working faster. Check out finance options below:

Caterpillar Financial Services Corporation Financing Options:


Installment Loans
Allows you to make a down payment or trade-in, and then structure payments over a period of time.

Finance Lease
Capital lease that allows the customer to make lease payments over a period of time and purchase the machine for a “bargain purchase option” at the end of the lease term. Options can be set as low as $1 (“Dollar Option Lease”). Taxes are financed upfront on a dollar option lease instead of billed monthly.  

Long-Term Lease-Purchase (CVO)
Provides the customer with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value) at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.

Fair Market Value Lease (FMV with LTR)
Provides the customer with a low rental payment and gives the customer an option of returning the equipment or purchasing it at Fair Market Value which is determined at the end of the lease term. This is an operating lease that may be treated as an “off-balance sheet” solution.

Governmental Lease – Purchase
Allows governmental entities to finance equipment at a special low interest rate.

Governmental Tax Lease
Provides governmental entities with the lowest possible payment and gives the customer an option of returning the equipment or purchasing it at a pre-determined price (based on Fair Market Value).

Caterpillar Financial Services Corporation Line of Credit
Automatic credit approval for future equipment needs with first class financing options and no set-up fee.

Applying for financing?
Please return the appropriate completed forms to our Finance Department for processing:

Carolina Cat
Finance Department
9000 Statesville Road
Charlotte, NC 28269-7642
Fax: (704) 599-4511
Email:
credit@carolinacat.com